You can use your line of credit for everyday expenses, home renovations, investments, to pay off other, higher interest debts and more. In fact, even if you don't need to borrow right now, it may make sense to apply for a Credit Line today. Once your line of credit has been established you can relax knowing you are ready for emergencies or unplanned expenses.

Unlike many of our competitors, we offer you a wide range of payment options to suit your needs. You can set up a fixed payment schedule to include principal and interest (blended payment), pay interest only on a monthly basis with principal payments at your discretion, or have the principal payments scheduled for your budgeting ease. Choose a payment schedule that best suits your needs. The blended or principal payment can be set to monthly, bi-monthly, bi-weekly or weekly. The only requirement is that you pay the interest owing each month. You can pay more at any time without penalty. .

-Use the equity in your real estate holdings, or guaranteed investments to secure a higher credit limit, at a lower interest rate.
-Credit limit from $5000 to as much as 80% of the equity in your home, less any prior outstanding mortgages.
-Competitive interest rates.
-Quick and easy approval process.
-Credit limit from $5,000 to $50,000 — with no security required.
-Competitive interest rate, based on your financial standing.